I am the mother of a wonderful boy with autism.  As a woman separated from her husband, debt has been unavoidable.  I moved away from my husband because he could not give us the support we needed.  Eight months after moving to New Orleans, my son and I lost almost everything we had just acquired, and had to start over again, due to Hurricane Katrina. During this time, I had accumulated much debt on my credit cards.  The fact is that I don't have bad credit.  If I was able to pay all of my bills off right now, I would have a very decent credit score.  The credit card that carries the highest balance, is charging 29.99% interest.rate--due to my high balance.  Yes, I am thankful that I can pay on that and a loan I have every month.  Then, what am I asking for?  I am asking for a way to pay off this debt so my son and I can move on.  I drive a ten year old car hoping I don't have to buy a new one because I can't afford it.  Are there any grants that I can apply for or any programs that are out there that can help me obtain a clean slate?  Please contact me. Thank you.